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Freeway Insurance FDD Analysis · 2026

Freeway Insurance Franchise Cost (2026 FDD)

Inside the Freeway Insurance franchise disclosure

You searched the right thing. The FDD is the document that spells out what a Freeway Insurance franchise is really about — what you're committing to, and what they're committing to you. Here's a sampling of what their 2026 Franchise Disclosure Document reveals:

Investment to open
$35K–$84K
System size
69647 franchised
Financial perf. (Item 19)
Included
Year
2026analyzed May 16

§What changed — in 2025, Freeway Insurance grew from 606 to 696 locations. (Item 20.)

§Already a Freeway Insurance franchisee? See everything that changed since you signed →

01 · From the filing

Here's what their franchise disclosure tells you

Six of the items Freeway Insurance's 2026 FDD has to answer, drawn straight from the filing. The rest of the document — and the figures behind these — open in the Workspace. See what that looks like →

§
Item 7
·

Estimated Initial Investment

The full cost to open, low to high, including working capital.
$34,950–$84,000
§
Item 19
·

Financial Performance

Reports the share of locations at or above the average.
Ask Clara what the figures mean →
§
Item 20
·

Outlets & Franchisees

Outlet counts, openings and closures, turnover.
696 locations
In 2025, opened 20 new locations and closed 3.
§
Item 6
·

Other Fees

The recurring fees — royalty, brand fund, and the rest.
14% royalty · 7% brand fund
See the full fee schedule with Clara →
§
Item 5
·

Initial Fees

The upfront fees due before opening.
$25,000 franchise fee
§
Item 12
·

Territory

Does not give you a protected area of your own.
Ask Clara what the terms mean →

Freeway Insurance's $34K–$84K sits against a median of $119,000 across the 193 business services franchises on file that disclose an investment range.

02 · Read it with Clara

Open Freeway Insurance's FDD in the Clearly Workspace — with Clara beside you.

Freeway Insurance's franchise agreement is a 5-year commitment — and the FDD spells out exactly what you're signing up for. You cannot change the FDD, and that's not the point. The point is to walk into your attorney conversation already knowing the document, so you ask the questions that matter most to you.

Clara is an expert FDD assistant. Ask her anything about Freeway Insurance's filing and she answers from the document itself, with the item and page she read it in — so you can check her.

People ask Clara —

  • What does it actually cost to open?
  • What fees come after the franchise fee?
  • How do their locations perform?
  • Do I get a protected territory?
  • What happens if I want out?

The Freeway Insurance Workspace

$49

Intro price · one-time · yours to keep

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The full FDD · Clara beside you · saved to your Clearly Library. We're not paid if you sign — we're here to help you understand it before you do.

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03 · Common questions

Common questions

How much does it cost to open a Freeway Insurance franchise?

Freeway Insurance's 2026 FDD estimates a total initial investment of $34,950 to $84,000, including the $25,000 franchise fee. (Item 7.)

What are the ongoing fees for a Freeway Insurance franchise?

Freeway Insurance reports a royalty of 14%, plus a 7% brand-fund contribution; the rest of the recurring fees are itemized in Item 6 of the 2026 FDD.

Does Freeway Insurance share how its franchises perform financially?

Yes — Freeway Insurance's 2026 FDD reports the share of locations at or above the average. The figures themselves are in your Clearly Workspace.

How many Freeway Insurance locations are there?

Freeway Insurance's 2026 FDD reports 696 locations — 47 franchised and 649 company-owned (Item 20).

Drawn from Freeway Insurance's 2026 Franchise Disclosure Document · last updated May 16, 2026.

Keep reading

Other business services franchises

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