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Goosehead Insurance FDD Analysis · 2026

Goosehead Insurance Franchise Cost (2026 FDD)

Inside the Goosehead Insurance franchise disclosure

You searched the right thing. The FDD is the document that spells out what a Goosehead Insurance franchise is really about — what you're committing to, and what they're committing to you. Here's a sampling of what their 2026 Franchise Disclosure Document reveals:

Investment to open
$66K–$112K
System size
1,0221,009 franchised
Financial perf. (Item 19)
Included
Year
2026analyzed Apr 20

§What changed — in 2025, Goosehead Insurance contracted from 1,115 to 1,022 locations. (Item 20.)

§Already a Goosehead Insurance franchisee? See everything that changed since you signed →

01 · From the filing

Here's what their franchise disclosure tells you

Six of the items Goosehead Insurance's 2026 FDD has to answer, drawn straight from the filing. The rest of the document — and the figures behind these — open in the Workspace. See what that looks like →

§
Item 7
·

Estimated Initial Investment

The full cost to open, low to high, including working capital.
$66,000–$111,500
§
Item 19
·

Financial Performance

Includes a financial performance representation.
Ask Clara what the figures mean →
§
Item 20
·

Outlets & Franchisees

Outlet counts, openings and closures, turnover.
1,022 locations
In 2025, opened 122 new locations and closed 216.
§
Item 6
·

Other Fees

The recurring fees — royalty, brand fund, and the rest.
20% royalty · 2% brand fund
See the full fee schedule with Clara →
§
Item 5
·

Initial Fees

The upfront fees due before opening.
$50,000 franchise fee
§
Item 12
·

Territory

Does not give you a protected area of your own.
Ask Clara what the terms mean →

Goosehead Insurance's $66K–$112K sits against a median of $119,000 across the 193 business services franchises on file that disclose an investment range.

02 · Read it with Clara

Open Goosehead Insurance's FDD in the Clearly Workspace — with Clara beside you.

Goosehead Insurance's franchise agreement is a 10-year commitment — and the FDD spells out exactly what you're signing up for. You cannot change the FDD, and that's not the point. The point is to walk into your attorney conversation already knowing the document, so you ask the questions that matter most to you.

Clara is an expert FDD assistant. Ask her anything about Goosehead Insurance's filing and she answers from the document itself, with the item and page she read it in — so you can check her.

People ask Clara —

  • What does it actually cost to open?
  • What fees come after the franchise fee?
  • How do their locations perform?
  • Do I get a protected territory?
  • What happens if I want out?

The Goosehead Insurance Workspace

$49

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The full FDD · Clara beside you · saved to your Clearly Library. We're not paid if you sign — we're here to help you understand it before you do.

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03 · Common questions

Common questions

How much does it cost to open a Goosehead Insurance franchise?

Goosehead Insurance's 2026 FDD estimates a total initial investment of $66,000 to $111,500, including the $50,000 franchise fee. (Item 7.)

What are the ongoing fees for a Goosehead Insurance franchise?

Goosehead Insurance reports a royalty of 20%, plus a 2% brand-fund contribution; the rest of the recurring fees are itemized in Item 6 of the 2026 FDD.

Does Goosehead Insurance share how its franchises perform financially?

Yes — Goosehead Insurance's 2026 FDD includes a financial performance representation. The figures themselves are in your Clearly Workspace.

How many Goosehead Insurance locations are there?

Goosehead Insurance's 2026 FDD reports 1,022 locations — 1,009 franchised and 13 company-owned (Item 20).

Drawn from Goosehead Insurance's 2026 Franchise Disclosure Document · last updated April 20, 2026.

Keep reading

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