FDD Year-over-Year Comparison

Goosehead Insurance FDD: What Changed from 2025 to 2026

Goosehead Insurance's 2026 FDD lists an Item 7 estimated initial investment of $66,000–$111,500, against $66,000–$108,500 in the 2025 filing.

Source: MN CARDS & WI DFI state filings · Updated April 2026 · Clearly FDD

Item 7 — Estimated Initial Investment

	2025 FDD	2026 FDD	Change
Low end of range	$66,000	$66,000	unchanged
High end of range	$108,500	$111,500	+$3,000 (+2.8%)
Full range	$66,000–$108,500	$66,000–$111,500

The 2026 filing puts the Item 7 estimated initial investment at $66,000–$111,500, against $66,000–$108,500 in the 2025 filing.

Item 20 — System Size (Outlet Count)

	2025 FDD	2026 FDD	Change
Total outlets (Item 20)	1,115	1,022	−93 (−8.3%)

Goosehead reports 1,022 franchise offices in the 2026 FDD, down 93 from 1,115 in the 2025 filing.

Item 19 — Financial Performance Representations

Goosehead Insurance included an Item 19 financial performance representation in both the 2025 and 2026 filings.

Item 6 — Ongoing Fees

	2025 FDD	2026 FDD	Change
Royalty rate	Commission split (not a percentage royalty)	Commission split (not a percentage royalty)	unchanged

Both filings describe a commission-split compensation model rather than a flat percentage royalty; franchisees retain a defined share of new-business and renewal commissions, with the remainder paid to the franchisor. The split structure is unchanged between filings.

Frequently asked questions

Did the cost to open a Goosehead Insurance franchise change in the 2026 FDD?

The 2026 FDD for Goosehead Insurance states an Item 7 estimated initial investment of $66,000–$111,500, against $66,000–$108,500 in the 2025 filing. The high end moves from $108,500 to $111,500 (+$3,000 (+2.8%)).

How many locations does Goosehead Insurance have?

The 2026 FDD for Goosehead Insurance reports 1,022 outlets in Item 20, against 1,115 in the 2025 filing — 93 fewer.

Does Goosehead Insurance disclose financial performance in its FDD?