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H&R Block FDD Analysis · 2025

H&R Block Franchise Cost (2025 FDD)

Inside the H&R Block franchise disclosure

You searched the right thing. The FDD is the document that spells out what a H&R Block franchise is really about — what you're committing to, and what they're committing to you. Here's a sampling of what their 2025 Franchise Disclosure Document reveals:

Investment to open
$34K–$159K
System size
8,6881,987 franchised
Financial perf. (Item 19)
Not in this FDD
Year
2025analyzed Apr 12

§A snapshot — h&R Block's 2025 FDD reports 8,688 locations — 23% franchised. (Item 20.)

§Already a H&R Block franchisee? See everything that changed since you signed →

01 · From the filing

Here's what their franchise disclosure tells you

Six of the items H&R Block's 2025 FDD has to answer, drawn straight from the filing. The rest of the document — and the figures behind these — open in the Workspace. See what that looks like →

§
Item 7
·

Estimated Initial Investment

The full cost to open, low to high, including working capital.
$34,080–$158,750
§
Item 19
·

Financial Performance

Makes no financial performance representation — no earnings figures are disclosed.
§
Item 20
·

Outlets & Franchisees

Outlet counts, openings and closures, turnover.
8,688 locations
§
Item 6
·

Other Fees

The recurring fees — royalty, brand fund, and the rest.
Up to 60% royalty
See the full fee schedule with Clara →
§
Item 5
·

Initial Fees

The upfront fees due before opening.
$2,500 franchise fee
§
Item 12
·

Territory

Does not give you a protected area of your own.
Ask Clara what the terms mean →

H&R Block's $34K–$159K sits against a median of $119,000 across the 193 business services franchises on file that disclose an investment range.

02 · Read it with Clara

Open H&R Block's FDD in the Clearly Workspace — with Clara beside you.

H&R Block's franchise agreement is a 10-year commitment — and the FDD spells out exactly what you're signing up for. You cannot change the FDD, and that's not the point. The point is to walk into your attorney conversation already knowing the document, so you ask the questions that matter most to you.

Clara is an expert FDD assistant. Ask her anything about H&R Block's filing and she answers from the document itself, with the item and page she read it in — so you can check her.

People ask Clara —

  • What does it actually cost to open?
  • What fees come after the franchise fee?
  • How do their locations perform?
  • Do I get a protected territory?
  • What happens if I want out?

The H&R Block Workspace

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The full FDD · Clara beside you · saved to your Clearly Library. We're not paid if you sign — we're here to help you understand it before you do.

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03 · Common questions

Common questions

How much does it cost to open a H&R Block franchise?

H&R Block's 2025 FDD estimates a total initial investment of $34,080 to $158,750, including the $2,500 franchise fee. (Item 7.)

What are the ongoing fees for a H&R Block franchise?

H&R Block reports a royalty of up to 60%; the remaining recurring fees are itemized in Item 6 of the 2025 FDD.

Does H&R Block share how its franchises perform financially?

H&R Block's 2025 FDD does not include a financial performance representation — Item 19 makes no earnings claims.

How many H&R Block locations are there?

H&R Block's 2025 FDD reports 8,688 locations — 1,987 franchised and 6,701 company-owned (Item 20).

Drawn from H&R Block's 2025 Franchise Disclosure Document · last updated April 12, 2026.

Other business services franchises

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