Home › Business Services › H&R Block
Ask Clara anything → What's a royalty? What does it really cost to open one? Do I get a protected territory? Can I sell this someday? What happens if I get sick? Can my kids take it over? What am I really signing up for? How do I get out if I want to? What fees come after the franchise fee? How long am I locked in for? How are their current franchisees doing? Ask Clara anything → What's a royalty? What does it really cost to open one? Do I get a protected territory? Can I sell this someday? What happens if I get sick? Can my kids take it over? What am I really signing up for? How do I get out if I want to? What fees come after the franchise fee? How long am I locked in for? How are their current franchisees doing?
H&R Block FDD Analysis · 2025

Inside the H&R Block franchise disclosure

You searched the right thing. The FDD is the document that spells out what a H&R Block franchise is really about — what you're committing to, and what they're committing to you. Here's a sampling of what their 2025 Franchise Disclosure Document reveals:

Investment to open
$34K–$159K
System size
8,688 1,987 franchised
Financial perf. (Item 19)
Not in this FDD
Year
2025 analyzed Apr 12
A snapshot H&R Block's 2025 FDD reports 8,688 locations — 23% franchised.
01

Here's what their franchise disclosure tells you

Every detail below is drawn straight from H&R Block's 2025 Franchise Disclosure Document — and in your Clearly Workspace, Clara links each one back to the exact page in the FDD.

Item 7

Estimated Initial Investment

The full cost to open, low to high, including working capital.
$34,080–$158,750
Item 7
Item 19

Financial Performance

What the franchisor discloses about how outlets perform.
Makes no financial performance representation — no earnings figures are disclosed.
Item 19
Item 20

Outlets & Franchisees

Outlet counts, openings and closures, turnover.
8,688 locations
Item 20
Item 6

Other Fees

The recurring fees — royalty, brand fund, and the rest.
Up to 60% royalty
See the full fee schedule with Clara →
Item 5

Initial Fees

The upfront fees due before opening.
$2,500 franchise fee
Item 5
Item 12

Territory

Whether you get a protected area, and on what terms.
Does not give you a protected area of your own.
Ask Clara what the terms mean →
02

What H&R Block's 2025 FDD shows

  • 1
    H&R Block's 2025 FDD reports 8,688 locations system-wide — 1,987 franchised (23% of the system) and 6,701 company-owned. (Item 20.)
H&R Block's franchise agreement is a 10-year commitment — and the FDD is the document that spells out exactly what you're signing up for.

You cannot change the FDD — and that's not the point. The point is to walk into your next conversation with H&R Block knowing what you're agreeing to, so you ask the questions that matter most to you. We're not here to talk you out of anything — we're here to make sure your excitement is the clear-eyed kind.

Open H&R Block's FDD in the Clearly Workspace — with Clara beside you.

The Workspace is where you and Clara review the FDD together. She's read every page, and she'll walk you through any of it — the basic questions, the ones you're not sure are smart, the ones keeping you up at night. No judgment, ever. Ask her what a royalty really costs you, whether you could sell one day, what happens if you get sick — anything.

It's the smart first step before you sign, or before you spend on an attorney: get into the Workspace for $49, get to know the FDD, then save the legal fees for the parts you want to discuss with your attorney. Ask Clara as many questions as you want for 30 days — there's no limit, and no question is too small.

We're not paid if you sign a franchise agreement. We're here to help you understand it before you do.
$99$49
Launch price Open H&R Block's FDD in the Workspace →
The full FDD in your Clearly Workspace · Clara beside you · unlimited questions for 30 days
03

Common questions

How much does it cost to open a H&R Block franchise?
H&R Block's 2025 FDD estimates a total initial investment of $34,080 to $158,750, including the $2,500 franchise fee. (Item 7.)
What are the ongoing fees for a H&R Block franchise?
H&R Block reports a royalty of up to 60%; the remaining recurring fees are itemized in Item 6 of the 2025 FDD.
Does H&R Block share how its franchises perform financially?
H&R Block's 2025 FDD does not include a financial performance representation — Item 19 makes no earnings claims.
How many H&R Block locations are there?
H&R Block's 2025 FDD reports 8,688 locations — 1,987 franchised and 6,701 company-owned (Item 20).
Drawn from H&R Block's 2025 Franchise Disclosure Document · last updated April 12, 2026.
Review H&R Block's FDD in the Clearly Workspace
Clara's read every page and reviews it with you — ask as many questions as you want for 30 days. No question too small, no judgment.
$99$49
Open in the Workspace →