FDD Year-over-Year Comparison
Freeway Insurance FDD: What Changed from 2025 to 2026
The 2026 Freeway Insurance FDD holds the Item 7 estimated initial investment range at $34,950–$84,000, and the system grows from 606 to 696 outlets year-over-year. Both filings include an Item 19 financial performance representation.
Item 7 — Estimated Initial Investment
| 2025 FDD | 2026 FDD | Change |
|---|
| Low end of range | $34,950 | $34,950 | unchanged |
| High end of range | $84,000 | $84,000 | unchanged |
| Full range | $34,950–$84,000 | $34,950–$84,000 | |
The Item 7 range matches across both filings at $34,950–$84,000.
Item 20 — System Size (Outlet Count)
| 2025 FDD | 2026 FDD | Change |
|---|
| Total outlets (Item 20) | 606 | 696 | +90 (+14.9%) |
Freeway Insurance reports 696 outlets in the 2026 FDD, versus 606 in the 2025 filing (+90 (+14.9%)).
Item 19 — Financial Performance Representations
Freeway Insurance included an Item 19 financial performance representation in both the 2025 and 2026 filings.
Frequently asked questions
Did the cost to open a Freeway Insurance franchise change in the 2026 FDD?
The 2026 FDD for Freeway Insurance states an Item 7 estimated initial investment of $34,950–$84,000, against $34,950–$84,000 in the 2025 filing. Both filings state the same range.
How many locations does Freeway Insurance have?
The 2026 FDD for Freeway Insurance reports 696 outlets in Item 20, against 606 in the 2025 filing — 90 more.
Does Freeway Insurance disclose financial performance in its FDD?
Freeway Insurance included an Item 19 financial performance representation in both the 2025 and 2026 filings.
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