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FDD Year-over-Year Comparison

Big Apple Bagels FDD: 2025 vs. 2026

Review the filing changes identified in the Clearly Report.

Source: Clearly Report · Updated 2026-08-28

What changed between filings

6 FDD items changed in the comparison.

  • Item 7: Estimated Initial Investment (material)
  • Item 8: Restrictions on Sources of Products and Services (material)
  • Item 20: Outlets and Franchisee Information (material)
  • Item 2: Business Experience (minor)
  • Item 11: Franchisor’s Assistance, Advertising, Computer Systems and Training (minor)
  • Item 19: Financial Performance Representations (minor)

3 material changes, 3 minor changes, and 17 reviewed items unchanged.

Item 19 financial performance representation: included in 2025, included in 2026.

Item 7 — Estimated Initial Investment

2025 FDD2026 FDDChange
Low end of range$478,000$512,500+$34,500 (+7.2%)
High end of range$685,000$745,000+$60,000 (+8.8%)
Full range$478,000–$685,000$512,500–$745,000

The 2026 filing puts the Item 7 estimated initial investment at $512,500–$745,000, against $478,000–$685,000 in the 2025 filing.

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